Agent Payment Standard (APS)
Building the Agent Payment Standard you can trust
The Agent Payment Standard (APS) is dedicated to establishing a comprehensive set of standards—ranging from identity verification and transaction authorization to compliance auditing—designed to resolve the trust gap in machine-led payments and provide the financial infrastructure for the ubiquitous application of AI Agents. Our goal is to become the "PCI DSS" for the AI Agent era.
Introduction
With the explosive growth of Autonomous Agents (AI Agents), payments have become a critical bottleneck hindering commercial closure. Existing payment systems are primarily designed for "humans" and lack the understanding and adaptation required for "machine decision-making and autonomous execution."
Existing payment protocols from major providers are often mutually incompatible, leading to high integration costs and regulatory risks. APS aims to bridge this gap.
Core Vision
To ensure the credibility and sustainable development of the standard, APS follows three core pillars:
- Neutrality: Independent of any specific technology stack or payment provider.
- Legal & Compliance: Built upon international financial regulatory laws.
- Open Governance: Managed through a transparent RFC (Request for Comments) process.